Shows the ratio (as a percentage) between the property's cash flow in a particular year (usually before taxes) and the amount of initial cash investment.

"Initial cash investment includes down payment, loan points and closing costs (escrow, title, appraisal fees)."


You purchased a duplex with an initial cash investment of $100,000 and are projecting an annual gross rental income of $50,000, 4% vacancy, 28% operating expenses, and a debt service of $25,000. You want to know your cash on cash return.

"Operating expenses are computed as a percent of gross operating income for entries 1 - 100."

"Debt service is the annual principal and interest loan payment."

"For best results, use annual amounts for all entries."

Cash on Cash

Solves the cash-on-cash rate of return.